Is it possible to celebrate Christmas without overspending?
Sometimes I get so caught up in the hustle and bustle of shopping, I lose focus on what Christmas is all about. This year, I really want to get intentional and focus on Christ and living out His love with my family and friends instead of all the money we’re spending.
I’ve learned the hard way that the secret to not overspending is to plan ahead. So, the other night my husband and I sat down and created a holiday budget within our financial means. We planned out costs for extra food, decorations, gift-wrap, and travel. We also made a list of everyone to buy gifts for and determined how much to spend on each person.
This week, I’m going to carry that list in my purse and stick to it! And I’m trying really hard to remember to send those out-of-town gifts early to avoid rush delivery charges!
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